Insurance Plans & Finance

There are two basic types of eye care coverage: health insurance and vision plans. While vision plans cover your optical needs, such as annual vision testing, eyeglasses, and contact lenses, it does not cover any part of your medical eye care and usually is only able to be used once per year. Medical insurance covers your medical eye care with no frequency restrictions.   

Which to file depends on several factors. If you only have medical coverage, we will file your insurance if there is a medical necessity for the exam.  If you only have a vision plan, we can file for your optical benefits but you may be charged separately for your exam if you require medical eye care services. If you have both types of coverage, we may file your health insurance for your exam and use your vision plan for optical services.  Our trained insurance staff will review your policy with you to explain the coverage and how we file.

Our goal is to provide the eye care services you need without creating undue financial burden.  Although you are responsible for co-pays and deductibles on the day of your visit, we will avoid as much out-of pocket expense for you as possible.  Here’s how:

• We accept Medicare & Medicaid assignment and research & verify your insurance coverage
• We bill most insurance companies directly and accept most PPO & HMO plans
• Our trained insurance staff will assist you in filing your claims

We accept and are “in network” for Medicare, Tricare, BCBS of Alabama, ALL Kids, Alabama & Georgia Medicaid, HUMANA, CIGNA, AETNA, United Healthcare & More.

We participate in the following vision plans:  VSP, VCP, Southland, Eyemed, Spectera & more.

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